Key Takeaways
✓Only PAN + Aadhaar required
✓KYC is a one-time process — valid for life
✓You can start with as little as ₹500
✓No hidden charges
Step 1: Keep your documents ready
PAN Card (mandatory), Aadhaar Card, bank account details (account number + IFSC), and one clear selfie photo. That's all you need. No nominee certificates, no physical forms.
Step 2: Complete KYC (10 minutes)
Download Groww or Kuvera. Sign up with your mobile number. Enter your PAN. Verify with Aadhaar OTP. Take a selfie. Add your bank details. KYC is done once and stays valid forever — you won't need to redo it on another platform (linked via CKYC).
Step 3: Choose your first fund
Recommended for beginners: Parag Parikh Flexi Cap Fund (Direct Growth) — large-cap + international diversification, consistent 15%+ returns. Or Mirae Asset Large Cap Fund — low risk, reliable. Or Nifty 50 Index Fund — lowest cost, tracks India's top 50 companies.
Step 4: Set up your SIP and forget it
Enter your amount (₹500 minimum, ₹5,000 recommended). Choose a date (3–4 days after your salary date — e.g., 7th or 10th). Set up auto-debit. Now forget it — SIP will run automatically. Checking returns every week is unnecessary — review quarterly or yearly.
Ready to invest?
Start your first SIP on Groww or Kuvera — takes just 15 minutes. Start with just ₹500/month!