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SIP Tracker

Track real SIP returns for any mutual fund based on actual NAV data

SIP Tracker Kya Hai?

SIP Tracker ek powerful tool hai jo aapko batata hai ki aapka SIP (Systematic Investment Plan) asli mein kitna return de raha hai. Bahut saare log SIP start karte hain lekin unhe pata nahi hota ki unka actual return kya hai. Yeh tracker real NAV (Net Asset Value) data use karta hai — matlab assumed 12% ya 15% return nahi, balki actual market data ke basis pe aapka return calculate hota hai. Bas fund select karein, monthly SIP amount daalein, start date choose karein, aur Track My SIP button dabayein. Kuch seconds mein aapko pata chal jayega ki aapne kitna invest kiya, current value kya hai, kitna profit hua, aur XIRR (annualized return) kya hai.

Apne SIP Ka Real Return Kaise Check Karein?

SIP ka real return check karna bahut zaroori hai kyunki assumed returns aur actual returns mein bohot fark hota hai. Humara SIP tracker har mahine ki actual NAV use karke calculate karta hai ki aapne kitne units kharide, average NAV kya raha, aur aaj ki date pe aapki total value kitni hai. Iske alawa hum FD se comparison bhi dikhate hain — taaki aapko pata chale ki mutual fund SIP ne FD se kitna zyada ya kam return diya. Monthly breakdown table se aap har mahine ka detail dekh sakte hain — kab NAV kam tha, kab zyada units mile, aur kab market ne achha perform kiya. Yeh tool un sab investors ke liye hai jo apne paison ka hisaab rakhna chahte hain bina kisi complicated app ke.

Frequently Asked Questions (FAQs)

SIP Tracker mein data kahan se aata hai?
Humara SIP tracker AMFI (Association of Mutual Funds in India) ke official NAV data use karta hai. Har mutual fund ki daily NAV history available hai jisse hum aapke SIP ka month-by-month return accurately calculate kar paate hain. Yeh data reliable aur up-to-date hota hai.
XIRR kya hota hai aur yeh SIP mein kyun zaroori hai?
XIRR (Extended Internal Rate of Return) aapke SIP ka actual annualized return batata hai. Kyunki SIP mein aap alag-alag dates pe invest karte hain, simple return calculate karna galat hoga. XIRR har installment ki timing ko consider karta hai aur ek accurate percentage deta hai. Agar aapka XIRR 15% hai toh iska matlab aapka paisa effectively 15% per year ki rate se grow hua hai.
Kya main kisi bhi purane date se SIP track kar sakta hoon?
Haan, aap 2015 se lekar aaj tak kisi bhi date se SIP track kar sakte hain — bas yeh zaroori hai ki us fund ki NAV history us time period ke liye available ho. Agar fund naya hai aur aapne purani date select ki toh tracker aapko bata dega ki data available nahi hai. Zyada tar popular funds ki 10-15 saal purani NAV history available hai.